Finding a place to live that is both affordable and safe can be a challenge, especially in the South. But there are some cities that offer great options for those on a budget, according to a recent report.
Based on the GOBankingRates report, here are some of the most budget-friendly Southern cities. To qualify for the list, cities needed to have a livability score of 75 out of 100 or higher.1
1. Cary, North Carolina
- Average monthly expenditures: $2,049
- Average rent: $1,732
- Livability score (out of 100): 90
Cary is a beautiful town with a strong sense of community and a focus on family-friendly activities. The town is known for its excellent parks and recreational facilities, perfect for retirees looking to stay active.
It also has a low crime rate and good schools, making it a safe place to live. The town’s proximity to the city of Raleigh provides access to more cultural and entertainment options.
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2. Rogers, Arkansas
- Average monthly expenditures: $1,873
- Average rent: $1,452
- Livability score (out of 100): 88
Rogers is known for its friendly atmosphere and beautiful parks. It offers a variety of outdoor activities, including hiking, biking, and fishing.
The community is welcoming, making it a great place for retirees to settle down. Rogers also has a lively downtown area with shops and restaurants, providing plenty of entertainment options.
3. Arlington, Virginia
- Average monthly expenditures: $2,399
- Average rent: $2,480
- Livability score (out of 100): 86
Arlington is a bustling urban area just across the river from Washington, D.C. Known for its excellent public transportation and walkable neighborhoods, it offers easy access to the capital’s attractions.
Arlington has a variety of parks, shops, and restaurants. The city is recognized for its high livability score and safe environment.
4. Covington, Kentucky
- Average monthly expenditures: $1,916
- Average rent: $1,426
- Livability score (out of 100): 84
Covington, a quaint city located near Cincinnati, Ohio, features historic buildings, local shops, and plenty of parks. Covington has a friendly community vibe, making it an inviting place for retirees.
The city provides easy access to larger metropolitan areas while maintaining its small-town charm.
5. Plano, Texas
- Average monthly expenditures: $2,050
- Average rent: $1,795
- Livability score (out of 100): 84
Plano is a bustling city located just north of Dallas. Known for its friendly neighborhoods and excellent schools, Plano has a variety of shopping centers and restaurants, making it easy for retirees to find enjoyable activities.
The city also offers many parks and recreational facilities, perfect for those who love the outdoors.
6. Raleigh, North Carolina
- Average monthly expenditures: $2,041
- Average rent: $1,664
- Livability score (out of 100): 84
The capital city of North Carolina, Raleigh is known for its rich history and vibrant culture. It has a mix of parks, museums, and restaurants, making it easy for retirees to find activities they enjoy.
The city is part of the Research Triangle, known for its strong economy and educational institutions.
7. Alexandria, Virginia
- Average monthly expenditures: $2,355
- Average rent: $2,146
- Livability score (out of 100): 83
This historic city located near Washington, D.C. features cobblestone streets, waterfront parks, and a vibrant arts scene. The city offers a variety of restaurants, shops, and cultural events, making it a lively place for retirees to explore.
Alexandria’s rich history and close proximity to the nation’s capital provide unique opportunities for learning and entertainment.
8. Bentonville, Arkansas
- Average monthly expenditures: $1,894
- Average rent: $1,646
- Livability score (out of 100): 83
Famous as the home of Walmart, Bentonville is known for its strong community and thriving arts scene. The city has beautiful parks and outdoor spaces for hiking and walking, making it a great choice for active retirees.
Bentonville’s downtown area features unique shops and local restaurants. The cost of living is reasonable, making it an attractive place to retire.
9. Huntsville, Alabama
- Average monthly expenditures: $2,000
- Average rent: $1,441
- Livability score (out of 100): 81
Resplendent with history and a strong economy, particularly in technology and aerospace, Huntsville city makes it great for retirees who enjoy nature. Huntsville also has a variety of cultural attractions, including museums and theaters.
The friendly community and affordable cost of living make it an appealing choice for those looking to retire.
10. Stillwater, Oklahoma
- Average monthly expenditures: $2,100
- Average rent: $1,410
- Livability score (out of 100): 81
Stillwater is a friendly city known for its lively atmosphere, largely due to its university presence. It offers a range of activities, including cultural events and outdoor adventures, appealing to retirees looking for an engaging lifestyle.
The city has various parks, restaurants, and shops that add to its charm.
11. Concord, North Carolina
- Average monthly expenditures: $2,021
- Average rent: $1,790
- Livability score (out of 100): 80
Concord is a lively city known for its rich history and strong community spirit. It features a variety of shops, restaurants, and entertainment options, including the nearby Charlotte Motor Speedway.
The city has many parks and recreational facilities, making it ideal for retirees who enjoy spending time outdoors.
12. Tampa, Florida
- Average monthly expenditures: $2,048
- Average rent: $2,146
- Livability score (out of 100): 80
A lively city with a mix of urban energy and coastal charm, Tampa is a city known for its beautiful beaches, diverse dining options, and entertainment venues, Tampa offers plenty of activities for retirees.
The city has a rich cultural heritage, with museums and theaters showcasing local art and history.
13. Hoover, Alabama
- Average monthly expenditures: $2,018
- Average rent: $1,431
- Livability score (out of 100): 79
Hoover is a growing suburb of Birmingham that offers a mix of urban and suburban living. It has great shopping, dining, and recreational facilities, including parks and golf courses, perfect for retirees who like to stay active.
The city is known for its excellent schools and low crime rate, making it a safe place to live.
14. Savannah, Georgia
- Average monthly expenditures: $1,990
- Average rent: $1,775
- Livability score (out of 100): 79
Savannah is a beautiful city known for its historic charm and picturesque streets lined with oak trees. The city offers a rich cultural scene with museums, art galleries, and great restaurants serving delicious Southern cuisine.
With its scenic parks and waterfront views, Savannah provides a relaxed lifestyle for retirees who enjoy history and nature.
15. Columbia, Maryland
- Average monthly expenditures: $2,320
- Average rent: $2,146
- Livability score (out of 100): 79
Columbia is a planned community known for its diverse neighborhoods and family-friendly atmosphere. It offers a range of parks, shopping centers, and recreational activities.
With its strong sense of community and convenient access to Baltimore and Washington, D.C., Columbia provides an ideal balance of suburban life and urban amenities.
16. Edmond, Oklahoma
- Average monthly expenditures: $2,014
- Average rent: $1,621
- Livability score (out of 100): 78
Edmond offers a peaceful suburban lifestyle. It is known for its beautiful parks, friendly community, and strong school system, making it a great choice for families and retirees alike.
The city hosts various events throughout the year, fostering a sense of community.
17. Roswell, Georgia
- Average monthly expenditures: $2,047
- Average rent: $1,895
- Livability score (out of 100): 78
An Atlanta suburb, Roswell combines modern amenities with a historic feel. The city is known for its lovely parks, walking trails, and a vibrant downtown area filled with shops and restaurants.
Roswell hosts various community events, making it easy for retirees to connect with neighbors and enjoy local activities.
18. Georgetown, Kentucky
- Average monthly expenditures: $1,906
- Average rent: $1,440
- Livability score (out of 100): 76
Georgetown is a small city with a friendly, welcoming atmosphere. It has a charming downtown area filled with local shops and restaurants, making it easy to find something to enjoy.
The city is also known for its beautiful parks and outdoor spaces, perfect for walking or picnicking.
19. Charleston, South Carolina
- Average monthly expenditures: $1,982
- Average rent: $2,119
- Livability score (out of 100): 76
Famous for its historic architecture, rich culture, and beautiful waterfront views, Charleston offers cobblestone streets, historic plantations, and a vibrant arts scene.
Residents enjoy a warm climate and a variety of outdoor activities, including nearby beaches and parks.
20. Hialeah, Florida
- Average monthly expenditures: $2,057
- Average rent: $2,733
- Livability score (out of 100): 76
Located in South Florida, this city features a strong Hispanic culture and community. The city features beautiful parks, a variety of shops, and delicious restaurants offering diverse cuisine.
Hialeah has a warm climate, making it attractive for those who love outdoor activities.
These cities provide a variety of choices that can fit your needs and budget. With careful planning and research, you can enjoy a comfortable life in one of these affordable Southern cities.
Source:
Davin is a jack-of-all-trades but has professional training and experience in various home and garden subjects. He leans on other experts when needed and edits and fact-checks all articles.