First-Time  Home Buyer?  Use These  Stress-Busting Tips

If you’re a first-time buyer, there are some essential things to consider when buying a house. It’s a huge life-changing decision, both financially and in terms of lifestyle.

Head over to your bank and speak with a loan officer. They will help you calculate your debt-to-income ratio.

Your Budget

The affordability of your monthly payments is not determined just by the cost of the home itself.

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Before moving in, consider professionally cleaning the home, changing the locks, and transferring services under your name.

Budget Misc.

When buying a house, it’s important to recognize your must-haves. These are non-negotiable qualities of the home that you need in your life.

Must-Haves

Aggregate the necessary documents into one place. Having these ready to go in one easily accessible folder can save time and streamline the process with your bank.

Organize

Find the right real estate broker, or agent, as they can make or break the process of buying a house. Find one that you trust and has your best interests in mind.

Right Agent

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