Steps to Buying a House With Bad Credit




Buying a home is integral to the “American Dream,” but it is increasingly out of reach for many hard-working adults.

The property market has been highly competitive over the last year because housing supply has shrunk dramatically. Now, many adults have given up on owning a home and expect they’ll rent for the rest of their lives.

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Step-by-Step Guide for Buying a Home With Low Credit

Step One: Get Your Free Credit Report

The last thing you want  is your credit score to be misreported. Go to –  you can get a copy of your  credit report for free every year. Review all of the  information provided. 

Step Two: Do What You Can to Raise Your Score

Unless you’re in a rush to buy a home immediately, take some time to improve your credit score as much as you can. Five factors determine your score

Step Three: Talk to a Professional

The best person to go to is a Department of Housing and Urban Development (HUD)-approved housing counselor. The government trains these counselors, specifically the Department of Housing and Urban Development. Their job is to help you find affordable, quality housing.

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